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Cover Page and Inside Cover
Table of Contents
Introduction/Plain Language/Advisory
FEHB Facts
Section 1
Section 2
Section 3
Section 4
Section 5
5(a). Medical Services and Supplies Provided by Physicians and Other Healthcare Professionals
5(b). Surgical and Anesthesia Services Provided by Physicians and Other Healthcare Professionals
5(c). Services Provided by a Hospital or Other Facility, and Ambulance Services
5(d). Emergency Services/Accidents
5(e). Mental Health and Substance Use Disorder Benefits
5(f). Prescription Drug Benefits
5(g). Dental Benefits
5(h). Wellness and Other Special Features
5(i). Services, Drugs, and Supplies Provided Overseas
Non-FEHB Benefits Available to Plan Members
Section 6
Section 7
Section 8
Section 9
Section 10
Index
Summary of Benefits – FEP Blue Focus
2026 Rate Information
Entire brochure in page-number order
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Blue Cross Blue Shield Federal Employee Program logo

FEHB FEP Blue Focus

 
 

 

2026 Blue Cross and Blue Shield Service Benefit Plan - FEP Blue Focus
Summary of Benefits for the Blue Cross and Blue Shield Service Benefit Plan FEP Blue Focus – 2026
Page 134

 

Summary of Benefits for the Blue Cross and Blue Shield Service Benefit Plan FEP Blue Focus – 2026
 

 

Do not rely on this chart alone. This is a summary. All benefits are subject to the definitions, limitations, and exclusions in this brochure. Before making a final decision, please read this FEHB brochure.

You can also obtain a copy of our Summary of Benefits and Coverage as required by the Affordable Care Act at www.fepblue.org/brochure.

If you want to enroll or change your enrollment in this Plan, be sure to put the correct enrollment code from the cover on your enrollment form.

Below, an asterisk (*) means the item is subject to the $750 per person ($1,500 per Self Plus One or Self and Family enrollment) calendar year deductible. If you use a Non-PPO physician, benefits are not provided.

 

Medical services provided by physicians, specialists and other healthcare professionals: Preventive, adult
You pay:
Preferred provider: Nothing
Non-preferred (Participating/Non-participating): You pay all charges
Page(s): 38-40 

Medical services provided by physicians, specialists and other healthcare professionals: Preventive, child
You pay:
Preferred provider: Nothing
Non-preferred (Participating/Non-participating): You pay all charges
Page(s): 40-41 

Medical services provided by physicians, specialists and other healthcare professionals: Professional Visits
You pay:
Preferred provider: $10 for the first 10 visits per calendar year (combined medical and mental health and substance use disorder)
After the 10th visit: 30%* of the Plan allowance (deductible applies)
Non-preferred (Participating/Non-participating): You pay all charges
Page(s): 36 

Medical services provided by physicians, specialists and other healthcare professionals: Diagnostic and treatment services provided in the office
You pay:
Preferred provider: 30%* of the Plan allowance (deductible applies)
Non-preferred (Participating/Non-participating): You pay all charges
Page(s): 37 

Medical services provided by physicians, specialists and other healthcare professionals: Telehealth services
You pay:
Preferred Telehealth Provider: Nothing
Non-preferred (Participating/Non-participating): You pay all charges
Page(s): 36, 81 

Services provided by a hospital: Inpatient
You pay:
Preferred: 30%* of the Plan allowance (deductible applies)
Non-preferred (Member/Non-member): You pay all charges
Page(s): 65-67 

Services provided by a hospital: Outpatient
You pay:
Preferred: 30%* of the Plan allowance (deductible applies)
Non-preferred (Member/Non-member): You pay all charges
Page(s): 68-71 
 

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